I know I have to take a credit counseling course before I can
file. How do I find one?
Consumers who want to file for bankruptcy must complete a credit
counseling briefing, designed to inform them of their options in
dealing with their debts, six months prior to filing. The course
must be at least 90 minutes long and can't cost more than $50.
Accredited agencies can't turn anyone away based on their ability to
The briefing can be provided through one-on-one, in-person
counseling; group classes or over the phone or Internet. The U.S.
Trustee Program of the Department of Justice, which administers
various aspects of the new bankruptcy law, must approve the
curriculum. The Law Offices of Bruce F. Jobe, P.A. can set this up
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