Debtor FAQ's

How should a debtor prepare for bankruptcy?

• Hire an attorney. We recommend a North Carolina bankruptcy attorney from the Law Offices of Bruce F. Jobe, P.A.
• Withdraw funds from a bank or credit union to which the debtor owes money.
• Stop incurring additional debt.
• Continue to pay on certain debts that will survive the bankruptcy.
• Stop paying debts that will be discharged in bankruptcy.
• Stop repaying debts to family members and/or friends.
• Retain all pay stubs received over the past six months from all employers, credit statements and demand letters.
• Prepare all tax returns that are not filed.

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