Debtor FAQ's

What are examples of debts that cannot be discharged in Chapter 13 bankruptcy?

• Domestic support obligations
• Certain taxes
• Student loans, unless repayment is found by the bankruptcy court to constitute an undue hardship on the debtor
• Criminal fines and restitution
• Debts arising from driving under the influence
• Debts found to have been incurred through fraud or defalcation of fiduciary duty
• Restitution or damages awarded in a civil action as a result or a willful or malicious injury by the debtor that caused personal injury to an individual or the death of an individual
• Debts where the creditor was not scheduled, listed or notified with regards to the Chapter 13 case

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